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SF2685 (Legislative Session 94 (2025-2026))

Minnesota State High School League requirement to contract for catastrophic accident insurance

Related bill: HF2923

AI Generated Summary

Purpose of the Bill

The bill aims to ensure that students participating in high school league-sponsored extracurricular athletic activities in Minnesota are financially protected in the event of catastrophic injuries.

Main Provisions

  • Catastrophic Accident Insurance: The Minnesota State High School League is required to contract an insurance policy that offers coverage for students engaged in league-sponsored extracurricular athletic activities who sustain catastrophic injuries.
  • Coverage Details: The insurance must provide at least $10,000,000 in lifetime coverage per injury, with a $50,000 deductible. Coverage includes medical and personal care, medications, vehicles, and wheelchairs related to the injury. Claims cannot be denied if recommended by the student’s healthcare provider.
  • Participants Covered: Insurance covers student-athletes, managers, trainers, and cheerleaders, including ninth graders, involved in interscholastic competition and related activities.

Significant Changes

  • Financial Support for Previous Incidents: The bill mandates payments by the Minnesota State High School League to two former athletes who incurred catastrophic injuries during league events. These payments will cover expenses not already covered by existing insurance policies.
  • Tax Subtraction: Payments made to these athletes will be subtracted from income taxation under specific Minnesota statutes, providing tax relief for beneficiaries.

Relevant Terms

  • Catastrophic injury
  • Insurance policy
  • Minnesota State High School League
  • Student athletes
  • Medical coverage
  • Income subtraction

Bill text versions

Actions

DateChamberWhereTypeNameCommittee Name
March 16, 2025SenateFloorActionIntroduction and first reading
March 16, 2025SenateFloorActionReferred toEducation Policy
March 19, 2025SenateFloorActionAuthors added
March 26, 2025SenateFloorActionAuthor added

Citations

 
[
  {
    "analysis": {
      "added": [
        "Subtraction for payments issued under Minnesota State High School League for catastrophic injuries."
      ],
      "removed": [
        ""
      ],
      "summary": "This section involves the income subtraction for catastrophic injury payments related to education, as referenced in section 290.0132.",
      "modified": [
        "Clarification for subtraction application under section 290.0132."
      ]
    },
    "citation": "290.0132",
    "subdivision": "subdivision 1"
  }
]

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