HF2923 (Legislative Session 94 (2025-2026))
Minnesota State High School League required to contract for catastrophic accident insurance, catastrophic injury payments required, and subtraction from income provided.
Related bill: SF2685
AI Generated Summary
Purpose of the Bill
The bill mandates the Minnesota State High School League to provide catastrophic accident insurance for students participating in league-sponsored extracurricular athletic activities. It aims to ensure financial support for students who suffer severe injuries during such activities.
Main Provisions
- Insurance Requirement: The Minnesota State High School League must arrange a catastrophic injury insurance policy for students engaging in high school sports and related activities.
- Coverage Offered: The policy must offer at least $10,000,000 in lifetime coverage per catastrophic injury with a $50,000 deductible. It should cover medical and personal care, medications, necessary vehicles, and wheelchairs associated with the injury.
- Claim Protection: The policy cannot deny any claims for medical items or services that are covered under the policy and recommended by the treating health care provider.
- Eligible Individuals: Coverage should extend to student athletes, managers, trainers, and cheerleaders, including those in the ninth grade.
Significant Changes
Financial Support for Past Injuries: The bill facilitates payments to two former high school athletes who suffered catastrophic injuries at league events in 2011 and 2022, offering them financial relief for expenses not covered by existing insurance.
Income Tax Implications: The payments provided to these athletes will be treated as a subtraction from income, aligning with the existing state tax statutes.
Relevant Terms
- Catastrophic injury insurance
- Minnesota State High School League
- Student athletes
- Coverage
- Deductible
- Income subtraction
Bill text versions
- Introduction PDF file
Actions
| Date | Chamber | Where | Type | Name | Committee Name |
|---|---|---|---|---|---|
| March 26, 2025 | House | Floor | Action | Introduction and first reading, referred to | Education Policy |
Citations
[
{
"analysis": {
"added": [
"Instructions for subtraction related to catastrophic injury payments."
],
"removed": [
""
],
"summary": "This bill references tax law provisions for income subtractions under section 290.0132.",
"modified": [
""
]
},
"citation": "290.0132",
"subdivision": "subdivision 1"
}
]