HF2752

HF2752 (Legislative Session 94 (2025-2026))

Peer-to-peer car sharing program established.

Related bill: SF2650

AI Generated Summary

Purpose of the Bill

This bill aims to establish a legal framework for peer-to-peer car-sharing programs in Minnesota, thereby promoting and regulating this mode of vehicle use between private owners and drivers. It seeks to define key concepts, outline insurance requirements, and ensure consumer protection and transparency.

Main Provisions

Definitions and Applicability: The bill clearly defines terms such as 'peer-to-peer car-sharing program,' 'shared motor vehicle,' 'car sharing period,' and more. It differentiates these arrangements from traditional car rental or leasing activities.
Insurance Requirements: During the car-sharing period, the peer-to-peer car-sharing program must provide or ensure that insurance covers bodily injury, property damage, uninsured/underinsured motorist coverage, and personal injury protection. Insurance must be primary and provide at least the minimum coverage required by Minnesota law.
Liability and Indemnification: The programs assume liability during the sharing period except in cases where the shared vehicle owner makes false claims or collaborates with the driver to violate terms. Programs can seek indemnification from vehicle owners or drivers for economic losses due to agreement breaches.
Record Keeping and Reporting: Car-sharing programs must maintain detailed records of vehicle use and make them available to vehicle owners or insurers if needed for claims or inquiries.
Consumer Protection: Programs are required to provide several disclosures to participants, such as notifying owners if using a shared vehicle might violate a lender's contract and detailing insurance coverage and costs.
Safety and Maintenance: The bill mandates the verification of safety recall repairs on shared vehicles before they are rented out and outlines responsibilities if a vehicle is recalled while in use.
Exemptions and Exclusions: The bill exempts peer-to-peer car-sharing programs from certain state and local liabilities typically associated with standard rental companies. It clarifies that existing motor vehicle insurance policies can exclude coverage for shared vehicles in car-sharing programs.

Significant Changes to Existing Law

Repeal of Previous Statutes: The bill repeals an existing Minnesota statute to align the legal framework with the new regulations it introduces.
Amendments to Tax Exemptions: Shared vehicles in peer-to-peer programs are exempted from specific lease and rental taxes, previously applicable to all vehicle leases.

Relevant Terms

Peer-to-peer car sharing
Shared motor vehicle
Car sharing program agreement
Insurance coverage
Liability
Consumer protection
Safety recall
Vicarious liability
Exemption from taxation

Bill text versions

Introduction PDF file

Actions

Date	Chamber	Where	Type	Name	Committee Name
March 23, 2025	House	Floor	Action	Introduction and first reading, referred to	Commerce Finance and Policy

Citations

[
  {
    "analysis": {
      "added": [
        "Clarifies definition exclusions concerning peer-to-peer car sharing programs and shared motor vehicle owners."
      ],
      "removed": [],
      "summary": "This bill excludes peer-to-peer car sharing programs and shared motor vehicle owners from the definition of an auto rental company under section 72A.125 subdivision 1.",
      "modified": []
    },
    "citation": "72A.125",
    "subdivision": "subdivision 1"
  },
  {
    "analysis": {
      "added": [
        "Explicit exemption of peer-to-peer car sharing programs from vehicle rental tax."
      ],
      "removed": [],
      "summary": "This legislation clarifies exemption of peer-to-peer car sharing programs from certain taxes and fees under section 297A.64 subdivision 4.",
      "modified": [
        "Clarifies exemptions applicable to shared vehicles in peer-to-peer programs."
      ]
    },
    "citation": "297A.64",
    "subdivision": "subdivision 4"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Defines terms such as passenger automobiles, vans, and pickup trucks in relation to peer-to-peer car sharing activities.",
      "modified": [
        "Clarifications regarding vehicle types in peer-to-peer sharing contexts."
      ]
    },
    "citation": "168.002",
    "subdivision": "subdivision 24"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Defines terms such as passenger automobiles, vans, and pickup trucks in relation to peer-to-peer car sharing activities.",
      "modified": [
        "Clarifications regarding vehicle types in peer-to-peer sharing contexts."
      ]
    },
    "citation": "168.002",
    "subdivision": "subdivision 40"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Defines terms such as passenger automobiles, vans, and pickup trucks in relation to peer-to-peer car sharing activities.",
      "modified": [
        "Clarifications regarding vehicle types in peer-to-peer sharing contexts."
      ]
    },
    "citation": "168.002",
    "subdivision": "subdivision 26"
  },
  {
    "analysis": {
      "added": [
        "Insurance requirements for shared motor vehicle owners and drivers during sharing periods."
      ],
      "removed": [],
      "summary": "Sets forth minimum insurance coverage requirements for peer-to-peer car sharing programs.",
      "modified": [
        "Ensures compliance with minimum coverage mandates for insurance during the sharing period."
      ]
    },
    "citation": "65B.49",
    "subdivision": "subdivision 3"
  }
]