This bill establishes a legal framework for mobile sports betting in Minnesota. It includes provisions for licensing, regulations, responsible gambling policies, data protection, and oversight mechanisms. Below are the key provisions:

Licensing Structure:

1. License Types – The bill authorizes the issuance of up to:

   • 11 mobile sports betting operator licenses (exclusively for federally recognized Indian Tribes with established gaming operations).
   • 11 mobile sports betting platform provider licenses (companies providing betting technology).
   • Sports betting supplier licenses (entities providing services like data feeds and risk management).
   • Provisional licenses for initial licensing periods.

2. Licensing Requirements – Applicants must:

   • Submit to a background check (including financial and criminal history checks).
   • Meet financial responsibility requirements, including maintaining cash reserves and posting bonds.
   • Adhere to data security and integrity monitoring standards.

Regulations for Responsible Gaming:

1. Player Limits & Self-Exclusion:

   • Default limits set for players include:
     • $500 daily loss limit (triggers a wager restriction).
     • $3,000 monthly loss limit (triggers an exclusion from betting).
     • $500 daily deposit limit.
     • A 72-hour cooling-off period if a player requests to pause their wagering activity.
   • Players may self-impose stricter limits at any time.

2. Exclusion List:

   • A maintained list of individuals prohibited from betting, including:
     • Self-excluded persons.
     • Those excluded for problem gambling by legal guardians or regulatory entities.
     • Certain sports participants (athletes, coaches, referees, team staff) betting on events in their league.

3. Advertising Regulations:

   • No targeted ads for individuals under 21.
   • No ads on elementary schools, college campuses, or platforms where 30% or more of the audience are minors.
   • Requires problem gambling helpline numbers and warnings in advertisements.
   • Push notifications restricted (except fraud alerts).

Operational Guidelines:

1. Players must be 21+ and physically located in Minnesota while placing bets.
2. Mobile sports wagering may only be conducted via licensed platforms.
3. Operators must ensure the integrity of bets and prevent fraud through strict security protocols.
4. Wagering Restrictions:
   • No bets allowed on injuries, penalties, replay reviews, or disciplinary decisions.
   • No proposition bets on college sports.

Financial & Taxation Provisions:

1. Wagers must be placed using verified mobile sports betting accounts.
2. A sports betting equalization account is created, with revenue distributed among eligible Indian Tribes that do not partner with major betting platforms.
3. Winning wagers must be paid by operators, and unclaimed winnings after one year may be canceled.

Enforcement & Compliance:

1. Periodic Audits & Annual Reports – Operators must retain and submit transaction and integrity monitoring data.
2. Commissioner's Role – Oversees regulation, enforces penalties for rule violations, and ensures compliance.
3. Penalties for Violations:
   • Fines, suspensions, or license revocation for infractions.
   • Selling customer data results in automatic revocation.

Studies & Future Evaluation:

1. Baseline gambling study before implementation.
2. Follow-up studies every three years on:
   • Gambling prevalence.
   • Problem gambling and addiction rates.
   • The effect of sports betting on youth gambling and suicide rates.
3. The commissioner will continuously review laws from other states to enhance consumer protections.

Tribal Compacts & Sovereignty:

1. The bill explicitly does not modify existing tribal-state compacts.
2. Tribes retain control over Class III gaming on their land.
3. The governor is directed to negotiate new compacts for sports betting if requested by a tribe.

Local Government Restrictions:

• Local governments may not impose their own taxes, fees, or licensing requirements on sports betting.

Implementation Timeline:

1. Initial licenses must be issued simultaneously once all regulatory and compliance requirements are met.
2. The commissioner must announce license launch dates in advance.

This bill establishes a regulated and monitored sports betting ecosystem while promoting responsible gambling and ensuring the integrity of sports wagering in Minnesota.