This bill (H.F. No. 1806) introduced in the Minnesota House of Representatives proposes new health insurance requirements to support nonopioid pain management. It mandates that health plans must cover both nonopioid prescription drugs and nonpharmacologic, nonoperative treatments for pain management. Specifically:

1. Coverage Requirements:

   • Health plans must provide coverage for at least two alternative prescription drugs, approved by the FDA, that are not classified as Schedule I, II, or III controlled substances.
   • Health plans must cover at least three nonpharmacologic, nonoperative pain management treatments.

2. Restrictions on Opioid Coverage:

   • Health plans are prohibited from giving opioids preferential or prioritized coverage.
   • Health plans cannot impose stricter utilization controls (such as prior authorization or step therapy) on nonopioid treatments compared to opioid treatments.

3. Educational Requirements:

   • Health insurers must distribute educational materials annually to both in-network healthcare providers and enrollees about available nonopioid pain treatment options.
   • These materials must also be publicly accessible on the insurer’s website.

The bill seeks to promote safer pain management alternatives and reduce reliance on opioids.