This Minnesota House bill, authored by Representative Greenman, aims to prevent fraud in workers' compensation insurance by establishing stricter verification and reporting requirements for certificates of insurance.

Key Provisions:

1. Definitions:

   • Certificate of Insurance: Documentation proving workers’ compensation coverage.
   • QR Code: A scannable code that links to online information about the certificate.

2. Employer Requirements:

   • All certificates of insurance must include a QR code that links to the original insurance details, including coverage verification and expiration dates.
   • Employers must report:
     • The number of employees insured, categorized by classification.
     • Estimated payroll for the coverage period.

3. Insurer Requirements:

   • Insurers must track and report the number of certificates of insurance issued.
   • Insurers must maintain records of employers found guilty of workers' compensation premium fraud or those missing renewal audits.
   • This data must be reported to the Department of Commerce and stored in the Insurance Services Office system.

4. Enforcement:

   • The state Commissioner of Labor and Industry is authorized to enforce compliance under Minnesota Statutes, section 176.184.

Purpose of the Bill:

This legislation aims to reduce fraudulent activities related to workers' compensation insurance by enhancing verification measures, tracking employer compliance, and improving transparency in insurance reporting.

Would you like a more detailed analysis of its potential impacts?